Glossary
Every term,in plain words.
Fingene tries to say everything in one sentence a friend would understand. Here are those sentences, in alphabetical order.
- Gene
- One of eight recognisable patterns in how people behave around money: Stacker, Striver, Calculator, Chaser, Open Hand, Vault, Wildcard, Anchor. Something to notice. It can change.
- Behavior Score
- A 0 to 100 read of your recent behaviour, built from your own check-ins and entries. Not a credit score, and never shared with a lender.
- Behavioural finance
- The study of how feelings, habits and situations shape money decisions, rather than assuming people always decide calmly and rationally.
- Check-in
- A short daily tap-through of mood, impulse pull and focus. It takes seconds, and it is the main signal Fingene learns from.
- Confidence
- How firm a read is. Shown with your Scan result and with forecasts, so you know how much weight to give them.
- Consent switch
- One of eleven separate permissions, each covering a kind of data or feature, each changeable at any time.
- Depletion Vector
- A way of describing how your reserves of energy and attention tend to thin across a day or week, and what you tend to do as they do.
- Education-only
- Fingene explains behaviour and reflects your patterns. It never recommends, rates or compares any stock, fund, loan or insurance product.
- Envelope
- A named share of your spending, such as food or getting around, with a suggested cap you can change.
- Fingene Age
- A behavioural-age figure on your Home screen, a conversation starter rather than a grade.
- Fino
- Fingene’s companion: a conversation that reflects your patterns, and a living form that changes colour and shape with you.
- Fino Steer
- Opt-in, occasional notes that bring an observation to you near the moment it applies. It never moves money.
- Founding Member
- An early annual Pro plan at a launch price, in three windows with limited seats.
- Groove Depth
- A way of describing how firmly a habit has worn in, which indicates how much it will take to change.
- Impulse Gauge
- A simple read of how strong the pull to spend has been lately, from your check-ins.
- Ledger
- Your spending, added by hand, imported from a file, read from a pasted bank SMS, or typed to Fino.
- Loop
- A repeat in your spending, such as the same merchant on the same day or the same kind of purchase at the same hour. Shown as an observation, never an accusation.
- Mind Monitor™
- The part of Fingene that notices how you are feeling and spending now: check-ins, the Sunday look back and Moments.
- Mind Reader™
- The part that looks a little ahead at how you are likely to behave, with a confidence level and one optional small move.
- Moments
- A day-by-day timeline of check-ins and regrets, shown as coloured cards: Excellent, Steady, Restless or Impulsive.
- MoneySpan
- A 0 to 100 short look at the next seven days, based on your recent pattern.
- Oracle
- A daily reflection about your own pattern, drawn from clear rules. Reflection, not prediction.
- Purge
- Deleting what was already collected under a permission when you withdraw it. You choose it by typing DELETE.
- Regret flag
- A mark you can place on an entry to record how it felt afterwards, with a short note.
- Sample data
- Example numbers you can explore before adding your own. A banner always says when you are looking at one.
- Shadow
- The other gear you tend to shift into when tired, pressed or flooded. A pattern to notice, not a flaw.
- Weekly stance
- An intention for the coming week: cool the impulse, build the buffer, sprint to a goal, or your own.
- Working paper
- An early, openly shared piece of Fingene Labs research. Not peer-reviewed unless it says so, and never advice.
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